House Insurance

You are a proud owner of a beautiful house, that is tastefully decorated to suit your style and which extends warmth to all who enter into your house. You have taken utmost care to pick every artifact that now adds glory to your crib. Hence it becomes quite essential to protect your house from any hazard by buying a house insurance.

House insurance is a type of policy that offers protection from certain losses that occur due to floods or earthquakes and loss of personal properties. The cost of this particular insurance will depend upon how much will take to replace your house along with additional items that needs insurance.

There are many types of house insurance policies that you can buy. They are as follows:

Comprehensive: One of the most inclusive house insurance policy since it covers both the building and its contents from all risks, except for those who are specially excluded. Two types of insurance risks normally excluded in any house insurance -one for which insurance is not available called 'uninsurable peril' and for which you avail insurance called 'optional coverage'.

Broad: In case you feel the comprehensive policy is too expensive, then you can opt for a broad insurance policy. This insurance offers comprehensive coverage for big items and perils coverage for certain contents.

No frills: No frills coverage is offered for certain properties that don't meet normal standards of the insurance company. If there are typical problems in your home that don't meet insurer's standards, then you can correct these problems in order to qualify for a better coverage.

Companies offering house insurance

1. Catamaran Company
Level 6, Suite 23, 3 Cunningham Ave Main Beach QLD 4217
ph: (07) 5591 1639

2. Key Insurance Company Pty Ltd
Level 6, 50 Market St Melbourne VIC 3000
ph: (03) 9620 2567

3. Combined Insurance Company Australia
37 Leyland St Garbutt QLD 4814
ph: (07) 4779 3450

4. Copehagen Re Insurance Company The
Australia Square Sydney NSW 2000
ph: (02) 9274 3000

5. Chubb Insurance Company Of Australia Limited
Level 14, 330 Collins St Melbourne VIC 3000
ph: (03) 9642 0909

6. Domestic & General Insurance Company
Australia Square Sydney NSW 2000
ph: (02) 9274 3000

7. Sunderland Marine Mutual Insurance Company Ltd
19 Agnes St Jolimont VIC 3002
ph: (03) 9650 6288

8. Real Insurance
Locked Bag 9042 Castle Hill NSW 1765
ph: 13 1724

9. HBF Home Insurance
125 Murray St Perth WA 6000
ph: 13 3423

10. Rod McLeish Insurance Services
Suite 1/ 22- 26 Princes Way Drouin VIC 3818
ph: (03) 5625 4455

11. Donnelly Insurance Brokers Pty Ltd
Level 1, 136 Frome St, Adelaide SA 5000
ph: (08) 8236 7777

12.R.A.A. Insurance
101 Richmond Rd Mile End SA 5031
ph: 1300 884 567