Monday, April 6, 2009

Car Insurance

Can you ever imagine what would your life be without cars? Difficult, eh? With all the travelling that takes place back and forth to work and elsewhere, cars are more than just a luxury. Hence it becomes all the more important to insure your car to protect you from financial losses in the event of an accident.
Car insurance policy establishes a contract between you and the insurance company of your choice. You as the insured are required to pay a particular amount called the premium whereas the insurance company pays for the losses as written in your policy.

Basically there are 3 kinds of Car Insurance cover:

1. Third Party: It is the minimum legal level of insurance available. The first two parties are the driver and the insurance company.

This kind of insurance offers coverage in certain liabilities like damage to people's property and injuries to others (third party's car but not your own car).

2. Third Part, theft and fire: This insurance provides coverage for damage to your car caused by fire or attempted theft plus Third Party.

3. Comprehensive Insurance: This insurance covers third party, theft and fire along with the following:

Personal accident
Accidental damage to your car
Medical expenses
Glass replacement (windows, windscreen and sunroof)
New for old replacement in the first year

Companies offering car insurance

1. Car Rental Insurance Pty Ltd
Level: 1/ 8 Gardner Cl Milton QLD 4064
ph: (07) 3367 5050

2. Aussie Car Insurance
Campbelltown NSW 2560
ph: 1300 666 870

3. Cashback Car Insurance
L6, 9 Sherwood Rd Toowong QLD 4066
ph: 1800 663 225

4. Famous Car Insurance
PO Box 595 Milsons Point NSW 1565
ph: 1300 886 029

5.HBA Car Insurance
Chadstone Shopng Cntr Chadstone VIC 3148
ph: (03) 9568 8089

6. Ozicare Car Insurance
Head Office, Level 6, 9 Sherwood Rd Toowong QLD 4066
ph: 1800 049 085

7. Prestige Car Insurance
Level 3, 670 Princes Hwy Sutherland NSW 2232
ph: (02) 9545 1366

8. Unique Car Insurance
Suite 4 / 935 Station St Box Hill North VIC 3129š-šmap
ph: (03) 9898 9400

9. Intelligent Car Insurance Agency
372 High St Preston VIC 3072
ph: (03) 9478 5588

10. Best Buy Car Insurance
Head Office, Level 6, 9 Sherwood Road Toowong QLD 4066
ph: 1800 051 421

11. Famous Classic Car Insurance
Unit 8, 27 York St Subiaco WA 6008
ph: (08) 9388 8733

12. FAI Car Owners Mutual Insurance Co Ltd
488 Hunter St Newcastle NSW 2300
ph: (02) 4926 1022

13. Glen Eira Cars Finance & Insurance Brokers
36 Buckhurst St South Melbourne VIC 3205
ph: (03) 9699 2309

14. Ready Plan Home and Car Insurance Specialists
Lvl 1, 1265 Nepean Hwy Cheltenham VIC 3192
ph: 1300 131 366

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